Same checkout. Different settlement economics.
Merchant-Owned Settlement for Modern Commerce
Accept existing payment methods while taking back control of settlement, fees, and cash timing.
StablPay replaces processor-controlled settlement with instant, merchant-owned settlement — without changing how customers pay.
✔ No new checkout or hardware
✔ Lower effective fees as volume grows
✔ Instant settlement with finality
✔ Business-controlled treasury
✔ Works with existing payment rails
