The StablPay Payment Flow

A zero-fee payment rail that converts debit into instant stablecoin settlement.

Step 1

Customer pays with debit

Customer scans the StablPay QR code and completes payment using any standard debit card — no crypto app, wallet, or account required.

Step 2

StablPay converts to stablecoin

In the background, funds are securely routed and converted into USDC in real-time using StablPay’s payment rail engine.

Step 3

Vendor receives instant settlement

Funds arrive immediately in the vendor’s wallet or selected payout method — eliminating delays, chargebacks, and processing risk.

StablPay removes the friction and cost that legacy payment systems force onto modern vendors. By uniting debit simplicity with instant stablecoin settlement, merchants gain immediate access to funds without inflation exposure, chargebacks, or costly POS infrastructure.

  1. No POS hardware required

  2. Zero processing fees

  3. No chargebacks

  4. Instant settlement

  5. Total control of funds

  6. Works with existing debit cards

  7. Optional 4-8% APY when holding USDC

Why Vendors Switch to StablPay

Ready to Modernize Your Payments?

StablPay gives vendors instant access to funds without processing fees, hardware, or traditional POS friction.

Whether you're operating at a market, pop-up, storefront, or on the move — StablPay lets you accept debit and settle in stablecoin instantly.

Start accepting smarter payments today.

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